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Consumer Debt Surge Highest Since 2001

18.05.12 "We don't see it as much now as we did before the recession, but there are some individuals who are overextending themselves and doing just undisciplined kinds of things with credit,'' said Melodee Shiels, director of Consumer Credit Counseling. "But the bulk of our clients are using credit just
Source: HispanicBusiness.com

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Local banks offer aid to those affected by shutdown
Winona Daily News - Jul 15, 2011 The bank is making adjustments to help customers with home mortgages, home equity loans and lines of credit, credit cards, personal loans and auto loans. While no specific programs have been offered at Merchants Bank or Winona National Bank,

How Your FICO Credit Score is Calculated: Length of Credit History
Fox Business - Jul 12, 2011 That means a consumer who opened her first credit card three months ago -- and had no other loans -- would not yet have a FICO score, regardless of how responsible she has been with that card. Although accounts don't need to be open, they do need to

How your FICO credit score is calculated: Length of credit history
CreditCards.com - Jul 11, 2011 That means a consumer who opened her first credit card three months ago -- and had no other loans -- would not yet have a FICO score, regardless of how responsible she has been with that card. Although accounts don't need to be open, they do need to

Banks struggle to comply with lending cap
VietNamNet Bridge - Jul 13, 2011 Banks struggle to comply with lending cap Some small banks said they had to make a sharp reduction in provision of personal consumer loans, meaning that they would not expect revenues from non-production credit activities any longer. The general director of the Orient Commercial Bank (OCB),

Something Better Than 'Cash For Caulkers'
Palisades Hudson Financial Group - Jul 15, 2011 Having paid consumers to trade in old cars they likely would soon have traded anyway, and to purchase homes that, for the most part, were going to be purchased regardless, the president now says the government should pay people to insulate their attics